Making Money Online

Top Ten Money Making Ideas


As a stay at home mom, I have tried and has been making side hustles to make some money. The truth is with the way our cost of living is right now, being a stay at home mom is not easy. It could potentially leave us drained if not being careful.

Being savvy with money by living frugally or knowing how to save are good tricks to be able to get ahead and be able to live a comfortable and stress free life. But we can only save so much if there’s no money coming in.

Let’s face it, one of the stresses of a lot of people is money. By not having enough saved, having tons of debts, not having financial security, not having enough retirement funds, having big amount of college loan debts etc.

Financial improvement can be done if we know how to make use of our acquired skills and be on the look out as to what’s out there to do.

If you have been looking for ways to make money but does not know where to begin, this list should give you some ideas that could work.

Top Ten Money Making Ideas

Making money has never been as easy nowadays due to the wonders of the internet. It has become possible to make a living or have a steady stream of income even in the comfort of your home. Here are the lists in which some of them I personally have tried.

Build a website and start blogging If you have a passion for writing and has a certain specialty or has a topic that you would like to regularly talk about, you can build a website at a very economical way. All you need is a domain, ideas and basic training that will lead you to a proper direction. Here’s a platform that will pave your way to becoming a blogger. Click here.

Opening up an Etsy Store People who has creative talent or skills, may it be art, making candles, soaps or those who collects antiques or vintage items, has been selling their items through Etsy. So if you are creative and or has skills in making those that I have mentioned earlier and collects stuffs that are sellable, you can start making money by opening an account through

With Etsy you can set your own store and posts items with their descriptions, prices and shipping fees yourself. You basically has control over your sales and revenues. Etsy charges 20 cents to list an item and then 3.5% fee on the sale price of the item, not including shipping.

Etsy payments now then needs to be used to process payments which charges an additional 3% plus 25 cents.

Get paid by going shopping through rebates or cash back Shopping for things that you need or groceries that you regularly buy and then get rebates or cash back is a very smart idea. Sites like,,, and offers as much as 10% cash back on purchases made with approved merchants and items.

Pay purchases with credit cards that offer perks or cash back For as long as you are planning to pay your credit card balances in full every month, it is a smart strategy to use your credit cards that has cash back offers or perks, with purchases.

Discover card, United Mileage Card, Amazon Prime Card, Barclay Card to name a few, offers cash backs or points for mileage. Points earned on some credit cards, can even be used towards purchases and one example of that is Amazon credit card which is a huge benefit because you can basically purchase everything on, including groceries.

Affiliate marketing

Become an Affiliate marketer Affiliate marketing is not a fast cash money scheme, but if you are hardworking and patient, it is a profitable venture. It’s a process of linking your posts, blogs or product reviews from your website in which if a merchant gets a sale by clicking the link will make you earn some commission. Links can be tied to sites like Amazon,, Commission Junction etc.

If you want to learn more about Affiliate Marketing and join a platform that gives an excellent training, offers mentorship and plus more, click here.

Hold a garage or yard sale If you have a lot of stuffs collecting in your garage or attic, then it’s time to hold a sale that can generate some money. Facebook pages or Craiglist can be a venue where you can advertise your sale or some areas allows signs posted by the front of a subdivision to let people know about it.

Garage/ yard sales does not need a lot of preparations as people that likes to hunt for sales are not picky and they come to sales to haggle for items prices. You can place price tags or just ask people to make offers. A sign where prices of items grouped together is one good idea too.

Post stuff online for sale If you prefer to sell your items by posting them online for however many, this is ideal. Facebook Market Place, Letgo and Craiglist are free while EBay, Poshmark, Etsy and Ruby Lane has fees.

With Facebook Market Place, Letgo and Craiglist you are responsible for connecting with your buyers and you have to meet up with the buyer. The one good thing is these apps or websites does not take cuts from your sales.

You can either meet the buyer in your house or in a public place, whatever you prefer and depending on what you are selling. Be very cautious and be sure to have people around while meeting up with strangers. if it’s in a public place, do it where there’s a lot of people around or where there’s a lot of police station or take a friend or a family member with you.

One good thing about this kind of sales, you don’t have to worry about packing and shipping or fees. Although there will have some occasions were a buyer lives far from you so he/she would request for the item to be shipped, which very rarely happens.

But unlike many online sales sites, these kinds of transactions does not have any guarantees or protections, so if you are the seller be very sure that the item is in good condition or really what is described on your description.

Offer to babysit, pet sit and house sit Depending on your schedule, if you know of any who needs a baby sitter, pet sitter or to watch their house while they go on vacation, you can easily get a side hustle doing these.

Let people know in your neighborhood or nearby areas that you are interested by sending out an email list, posting it on Facebook or by telling a friend, neighbors or acquaintances that you offer such services. is a baby sitting ref feral site where you can set a profile for people to find you for baby sitting services., are just two of the sites among many that you can create or apply to be a house sitter and a pet sitter at the same time. Depending on the agreement, house sitters get to stay in the house free in exchange for house sitting responsibilities such as taking care of the pets, performing general maintenance duties, making sure that everything runs smoothly as if the owner is at home.

House sitting jobs range from weekends to years to length. Something to think about if you like to travel or is trying to move to a certain city and would like to have the feel of the place first.

Drive for Uber or Lyft Driving for Uber or Lyft requires a reliable car, a clean driving record and a smart phone. If you have these requirements then this kind of side gig is a real possibility. Choose to work during peak travel times to optimize your car’s ideal gas mileage.

Start a Dropshipping business Dropshipping is a supply chain management method in which the business owner does not need a warehouse to keep goods in stock but instead send the customer orders and shipment details to either the manufacturer or the whole salers who then ships the goods directly to the customer.

This kind of business requires an online store or a website where people can go to and shop. One of the most popular e-commerce platform for online stores is Shopify. It is a complete commerce platform that enables you to start a business grow and manage it. It lets you create a website, choose and organize your products, customize your store and accepts credit card payments.


Parting Thoughts

Whether your goal is to simply wants to make a side hustle to earn extra money or wants to be  your own boss and be an independent entrepreneur, any of the strategies listed above can help. Looking for strategies to increase your income can free up more cash and pay down debts, save for future or invest for retirement.

While saving money or spending your money wisely is very important, figuring out how to make more money to increase your income is also something to focus on.

I am sure there are a lot more ways to make extra money. If you have more to add on my list, or for any questions, comments and suggestions, please leave them down below.




  • Gomer

    My wife is interested in starting her own online business. She’s getting bored and she needs something she can do while tending the baby at home. And of course, the money side, she wants to have her own money aside from the money I’m giving her. To help her get started, I am looking for a coach online who can help her on the step by step procedures of setting up an online business, like for example, setting up a social media account for business. And then, if a website is needed, maybe you can help, too. Do you offer to coach like this?

    • admin

      Hi Gomer,

      My suggestion for your wife is to join Wealthy Affiliate as it is the best platform where she can learn the basic and so she wouldn’t need anyone to build a website for her. I would love to coach her but would you not want to do it for her to be your referral?

      I am a stay at home mom too so I totally understand where your wife is coming from. As for setting up a social media account for business, it is something she can also learn as a member of Wealthy Affiliate as it is included in one of their webinars

      But if you really want me to coach your wife, you let me know although I highly suggest for her to join WA so she would have the knowledge.

      Thank you for stopping by. If you have other questions, please let me know.


  • Christopher

    Hi Nida:

    Oh so true when you say that money (or lack of) is a stress for many people. My wife and I are going through a period right now of very tight finances and trying to make ends meet. Boy, it’s really stressful!

    I’m an artist and think that Etsy might be a place for me. I’ve heard of it but have never checked it out. Reading your post has reminded me to do so.

    You mention affiliate marketing and of anything I have looked at for possible income, this seems the most feasible. I have been building my website for the past year or so with no income yet. However, I’m confident that will happen at some point.

    I’ve even thought about driving for Uber or Lyft. Seems like everyone and his mom is doing that now!

    Thanks for your great ideas!

    • admin

      Hi Christopher,

      Thank you for your comment. I understand it is not easy to be short of funds. As an artist, I highly suggest Etsy or going to trade shows or fairs to get going with an online business. As you create funds maybe start an online shop for your craft independently or through Etsy.

      Joining Lyft or Uber is a good idea too while you are managing an online shop.

      As a stay at home mom and a blogger, I do some fair shows showcasing my antique collections as a side hustle right now which is kind of fun as I get to do what I like doing.

      I wish you all the best and wishing you success with your website Christopher.


  • BudgetTravel

    Hi, another stay at home mom here 🙂 I have two boys at the age of almost 3 years and almost 8 months. I am starting to think about other ways to make some money and not actually go back to the office. I used to like my job but it’s really time-consuming and I really don’t know how I would to it well and be a good mom at the same time. I found your post very informative and I will definitely try some of your suggestions while I still have the time, so thank you! 

    • admin

      Hi there,

      Thank you for stopping by. I really appreciate you taking the time. 

      I felt that guilt also while working and raising my kids at the same time. It was not easy as my 2 older ones didn’t get to see much of me when they were younger as I was so busy. I felt so bad because I missed those times that I couldn’t take back. 

      So good job. Capture those moments with your kids as those are more important than any material things in this world. And yes, there are so much that we can do now online as a stay at home mom.

      Goodluck to you.


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